Most financial plans guess how long you'll need your money. Yours won't.
Get a personalized longevity profile based on your health, medications, and family history. Not population averages.
Traditional actuarial LE reports cost $500–$1,500 and take weeks.
What's in Your Report
Six sections covering everything you need for retirement, estate, insurance, and Social Security decisions.
Health-Adjusted Life Expectancy
Your personalized estimate based on 73 medical conditions with severity grading and comorbidity interactions.
Insurance Readiness
Where you'd likely land on the underwriting scale, from Super Preferred to Decline, with the key factors driving your class.
Social Security Strategy
How your health affects the best age to claim at 62, 67, or 70, with side-by-side cumulative benefit comparison.
What-If Scenarios
Quantified longevity impact of quitting smoking, losing weight, adding activity, and other lifestyle changes.
Planning Horizons
Conservative, moderate, and optimistic planning ages from 10,000 Monte Carlo simulations for retirement and estate planning.
Your Health Record & Advisor Match
Summary of your medications, surgical history, and family history, plus an optional match with a partner advisor.
How It Works
Complete the Health Assessment
Answer questions about your demographics, health conditions, medications, and family history. Takes about 10 minutes.
Secure & Private
Your health data is encrypted and never shared. No payment required.
Get Your Results
Your personalized report generates instantly with longevity projections, confidence curves, and planning horizons.
Built on Actuarial Science
Foundation
- SOA 2015 VBT mortality tables
- MP-2021 mortality improvement scales
- 10,000-scenario Monte Carlo simulation
Health Modeling
- 73 medical conditions modeled
- Severity grading (mild/moderate/severe)
- Comorbidity interaction effects
Important: This report is for informational and planning purposes only. It is not a medical diagnosis, prognosis, or substitute for professional medical advice. Results are based on population-level actuarial data adjusted for your health profile. Always consult your healthcare provider for medical questions and your financial advisor for planning decisions.