Pricing
Lumis Life is free during our growth phase— for individuals and for advisors. We're building the most useful longevity layer in financial services first; paid team, white-label, and API plans come as that matures.
Individuals
Your personal, health-adjusted longevity report — life expectancy, planning horizons, and Social Security timing.
- Full longevity report
- Health-adjusted, not population-average
- Results in seconds
Advisors
Unlimited health-adjusted reports for every client, white-label branding, and one-click export into eMoney, MoneyGuide, and RightCapital.
- Unlimited client reports
- White-label branded PDFs
- Planning-software export
- Per-carrier underwriting estimates
- Team & enterprise tiers on the roadmap
API & Enterprise
Embed the longevity engine in your planning software, insurtech product, or carrier workflow.
- Documented API
- Custodian / CRM integrations
- Volume & licensing terms
Why it's free right now
Consumer longevity reports are free permanently — they're how people discover what health-adjusted planning looks like, and how advisors who use Lumis Life meet new clients. That flywheel matters more to us today than near-term revenue, so we're keeping the core free while we grow. Paid tiers will layer on capabilities (team management, white-label at scale, API access) without taking away what's free now.
Questions about volume, enterprise, or API access? Get in touch.